{"id":57,"date":"2019-08-09T18:06:10","date_gmt":"2019-08-09T21:06:10","guid":{"rendered":"https:\/\/cbic.org.br\/habitacao-interesse-social\/2019\/08\/09\/no-valor-cbic-fala-sobre-expansao-de-credito-e-novo-formato-do-mcmv\/"},"modified":"2019-08-09T18:06:10","modified_gmt":"2019-08-09T21:06:10","slug":"no-valor-cbic-fala-sobre-expansao-de-credito-e-novo-formato-do-mcmv","status":"publish","type":"post","link":"https:\/\/cbic.org.br\/habitacao-interesse-social\/2019\/08\/09\/no-valor-cbic-fala-sobre-expansao-de-credito-e-novo-formato-do-mcmv\/","title":{"rendered":"No Valor, CBIC analisa expans\u00e3o de cr\u00e9dito e novo formato do MCMV"},"content":{"rendered":"

O jornal Valor Econ\u00f4mico publicou na quinta-feira (8) duas reportagens sobre assuntos extremamente relevantes para o mercado imobili\u00e1rio: expans\u00e3o de cr\u00e9dito e novo formato do programa Minha Casa Minha Vida (MCMV). O presidente da C\u00e2mara Brasileira da Ind\u00fastria da Constru\u00e7\u00e3o (CBIC), Jos\u00e9 Carlos Martins, foi um dos entrevistados e apontou pontos cr\u00edticos e oportunidades do setor.<\/p>\n

A mat\u00e9ria \u2018Expans\u00e3o do cr\u00e9dito imobili\u00e1rio depende de mercado de capitais<\/a>\u2019 afirma que as fontes que bancaram os projetos at\u00e9 aqui – poupan\u00e7a e FGTS – n\u00e3o v\u00e3o se esgotar t\u00e3o cedo, mas ser\u00e3o insuficientes para atender a demanda.<\/p>\n

Segundo o texto, a discuss\u00e3o sobre o funding<\/em> ganha relev\u00e2ncia por duas raz\u00f5es:<\/p>\n

– O governo espera aumentar a participa\u00e7\u00e3o do cr\u00e9dito imobili\u00e1rio no Produto Interno Bruto (PIB) – no Brasil, cuja rela\u00e7\u00e3o est\u00e1 em torno de 9%, muito inferior aos 68% vistos nos Estados Unidos;<\/p>\n

– A outra quest\u00e3o \u00e9 que a queda na taxa Selic pressiona as duas fontes principais de recursos para o setor: o Fundo de Garantia de Tempo de Servi\u00e7o (FGTS) e a poupan\u00e7a.<\/p>\n

Para o presidente da C\u00e2mara Brasileira da Ind\u00fastria da Constru\u00e7\u00e3o (CBIC), Jos\u00e9 Carlos Martins, na estrutura atual, h\u00e1 uma transfer\u00eancia de renda de quem poupa para quem toma o cr\u00e9dito imobili\u00e1rio. \u201c\u00c9 l\u00f3gico que o funding secou e vai secar<\/strong>“, afirmou.<\/p>\n

Uma das grandes mudan\u00e7as previstas, conforme o Valor, \u00e9 a libera\u00e7\u00e3o do uso de \u00edndices de pre\u00e7o, como o IPCA, para indexar contratos de financiamento imobili\u00e1rio. A rep\u00f3rter Talita Moreira explica que, desde o ano passado, isso j\u00e1 \u00e9 poss\u00edvel nas opera\u00e7\u00f5es feitas no Sistema Financeiro Imobili\u00e1rio (SFI), mas o efeito foi pequeno porque essas linhas atendem principalmente im\u00f3veis mais caros. Por isso, nas pr\u00f3ximas semanas, o Banco Central dever\u00e1 estender a permiss\u00e3o ao SFH, modalidade em que os bancos seguem regras mais r\u00edgidas e o comprador pode usar recursos de sua conta do FGTS para comprar resid\u00eancias avaliadas em at\u00e9 R$ 1,5 milh\u00e3o. A medida precisa ser aprovada pelo Conselho Monet\u00e1rio Nacional.<\/p>\n

Para Martins, da CBIC, a indexa\u00e7\u00e3o pelo IPCA vai gerar concorr\u00eancia aos bancos na oferta de cr\u00e9dito imobili\u00e1rio ao facilitar a venda desses ativos. “Uma pequena companhia hipotec\u00e1ria n\u00e3o consegue carregar uma opera\u00e7\u00e3o de 30 anos no balan\u00e7o”<\/strong>, pondera.<\/p>\n

Em \u2018MCMV ter\u00e1 um novo formato<\/a>\u2019, a rep\u00f3rter Talita Moreira informa que o governo discute com o setor imobili\u00e1rio o projeto de loca\u00e7\u00e3o social, que deve substituir o Minha Casa Minha Vida para as fam\u00edlias com renda enquadrada na faixa 1. Uma possibilidade \u00e9 relan\u00e7ar o programa perto de 7 de setembro, Dia da Independ\u00eancia, apurou o Valor.<\/p>\n

Segundo o jornal, a ideia \u00e9 que as fam\u00edlias de menor renda (em que a inadimpl\u00eancia \u00e9 alta) recebam benef\u00edcio para alugar o im\u00f3vel e possam compr\u00e1-lo com o tempo, numa esp\u00e9cie de leasing. Nas demais faixas, o modelo continuar\u00e1 sendo o de compra. O FGTS deve bancar, neste ano, R$ 9 bilh\u00f5es em subs\u00eddios ao MCMV. O fundo representa 90% dos benef\u00edcios concedidos no programa. O restante vem do Or\u00e7amento da Uni\u00e3o. A medida \u00e9 um pleito das construtoras para agilizar as obras, que est\u00e3o paralisadas.<\/p>\n

Para o presidente da CBIC, as discuss\u00f5es sobre os recursos para o MCMV mostram que, na habita\u00e7\u00e3o social, n\u00e3o existe apenas uma quest\u00e3o de funding, mas tamb\u00e9m de capacidade de gerar dinheiro para subsidiar as fam\u00edlias<\/strong>.<\/p>\n

Em outras duas publica\u00e7\u00f5es do mesmo dia, sobre assuntos relevantes para o setor, o jornal informa que Governo vai rever perfil de investimentos do FGTS<\/a> e Poupan\u00e7a deve ser insuficiente<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"

O jornal Valor Econ\u00f4mico publicou na quinta-feira (8) duas reportagens sobre assuntos extremamente relevantes para o mercado imobili\u00e1rio: expans\u00e3o de cr\u00e9dito e novo formato do programa Minha Casa Minha Vida (MCMV). O presidente da C\u00e2mara Brasileira d…<\/p>\n","protected":false},"author":8,"featured_media":58,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_links_to":"","_links_to_target":""},"categories":[5,6,7],"tags":[27,28,29,22,12,15],"class_list":["post-57","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-agencia-cbic","category-habitacao-de-interesse-social-agencia-cbic","category-industria-imobiliaria-agencia-cbic","tag-cii","tag-comissao-da-industria-imobiliaria","tag-comissao-de-habitacao-de-interesse-social","tag-fgts","tag-mcmv","tag-minha-casa-minha-vida"],"acf":[],"yoast_head":"\nNo Valor, CBIC analisa expans\u00e3o de cr\u00e9dito e novo formato do MCMV - Comiss\u00e3o de Habita\u00e7\u00e3o de Interesse Social<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cbic.org.br\/habitacao-interesse-social\/en_US\/2019\/08\/09\/no-valor-cbic-fala-sobre-expansao-de-credito-e-novo-formato-do-mcmv\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"No Valor, CBIC analisa expans\u00e3o de cr\u00e9dito e novo formato do MCMV - Comiss\u00e3o de Habita\u00e7\u00e3o de Interesse Social\" \/>\n<meta property=\"og:description\" content=\"O jornal Valor Econ\u00f4mico publicou na quinta-feira (8) duas reportagens sobre assuntos extremamente relevantes para o mercado imobili\u00e1rio: expans\u00e3o de cr\u00e9dito e novo formato do programa Minha Casa Minha Vida (MCMV). O presidente da C\u00e2mara Brasileira d...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/cbic.org.br\/habitacao-interesse-social\/en_US\/2019\/08\/09\/no-valor-cbic-fala-sobre-expansao-de-credito-e-novo-formato-do-mcmv\/\" \/>\n<meta property=\"og:site_name\" content=\"Comiss\u00e3o de Habita\u00e7\u00e3o de Interesse Social\" \/>\n<meta property=\"article:published_time\" content=\"2019-08-09T21:06:10+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cbic.org.br\/habitacao-interesse-social\/wp-content\/uploads\/sites\/30\/2019\/12\/WhatsApp-Image-2019-08-09-at-18.02.11.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"853\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Gustavo\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Gustavo\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. tempo de leitura\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/cbic.org.br\\\/habitacao-interesse-social\\\/en_US\\\/2019\\\/08\\\/09\\\/no-valor-cbic-fala-sobre-expansao-de-credito-e-novo-formato-do-mcmv\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/cbic.org.br\\\/habitacao-interesse-social\\\/en_US\\\/2019\\\/08\\\/09\\\/no-valor-cbic-fala-sobre-expansao-de-credito-e-novo-formato-do-mcmv\\\/\"},\"author\":{\"name\":\"Gustavo\",\"@id\":\"https:\\\/\\\/cbic.org.br\\\/habitacao-interesse-social\\\/es_ES\\\/#\\\/schema\\\/person\\\/47adfbc23fc998584b61d65979bd7e44\"},\"headline\":\"No Valor, CBIC analisa expans\u00e3o de cr\u00e9dito e novo formato do MCMV\",\"datePublished\":\"2019-08-09T21:06:10+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/cbic.org.br\\\/habitacao-interesse-social\\\/en_US\\\/2019\\\/08\\\/09\\\/no-valor-cbic-fala-sobre-expansao-de-credito-e-novo-formato-do-mcmv\\\/\"},\"wordCount\":658,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/cbic.org.br\\\/habitacao-interesse-social\\\/en_US\\\/2019\\\/08\\\/09\\\/no-valor-cbic-fala-sobre-expansao-de-credito-e-novo-formato-do-mcmv\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/cbic.org.br\\\/habitacao-interesse-social\\\/wp-content\\\/uploads\\\/sites\\\/30\\\/2019\\\/12\\\/WhatsApp-Image-2019-08-09-at-18.02.11.jpeg\",\"keywords\":[\"CII\",\"Comiss\u00e3o da Ind\u00fastria Imobili\u00e1ria\",\"Comiss\u00e3o de Habita\u00e7\u00e3o de Interesse Social\",\"FGTS\",\"MCMV\",\"Minha Casa Minha Vida\"],\"articleSection\":[\"Ag\u00eancia CBIC\",\"Habita\u00e7\u00e3o de Interesse Social\",\"Ind\u00fastria Imobili\u00e1ria\"],\"inLanguage\":\"pt-BR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/cbic.org.br\\\/habitacao-interesse-social\\\/en_US\\\/2019\\\/08\\\/09\\\/no-valor-cbic-fala-sobre-expansao-de-credito-e-novo-formato-do-mcmv\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/cbic.org.br\\\/habitacao-interesse-social\\\/en_US\\\/2019\\\/08\\\/09\\\/no-valor-cbic-fala-sobre-expansao-de-credito-e-novo-formato-do-mcmv\\\/\",\"url\":\"https:\\\/\\\/cbic.org.br\\\/habitacao-interesse-social\\\/en_US\\\/2019\\\/08\\\/09\\\/no-valor-cbic-fala-sobre-expansao-de-credito-e-novo-formato-do-mcmv\\\/\",\"name\":\"No Valor, CBIC analisa expans\u00e3o de cr\u00e9dito e novo formato do MCMV - Comiss\u00e3o de Habita\u00e7\u00e3o de Interesse Social\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/cbic.org.br\\\/habitacao-interesse-social\\\/es_ES\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/cbic.org.br\\\/habitacao-interesse-social\\\/en_US\\\/2019\\\/08\\\/09\\\/no-valor-cbic-fala-sobre-expansao-de-credito-e-novo-formato-do-mcmv\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/cbic.org.br\\\/habitacao-interesse-social\\\/en_US\\\/2019\\\/08\\\/09\\\/no-valor-cbic-fala-sobre-expansao-de-credito-e-novo-formato-do-mcmv\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/cbic.org.br\\\/habitacao-interesse-social\\\/wp-content\\\/uploads\\\/sites\\\/30\\\/2019\\\/12\\\/WhatsApp-Image-2019-08-09-at-18.02.11.jpeg\",\"datePublished\":\"2019-08-09T21:06:10+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/cbic.org.br\\\/habitacao-interesse-social\\\/es_ES\\\/#\\\/schema\\\/person\\\/47adfbc23fc998584b61d65979bd7e44\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/cbic.org.br\\\/habitacao-interesse-social\\\/en_US\\\/2019\\\/08\\\/09\\\/no-valor-cbic-fala-sobre-expansao-de-credito-e-novo-formato-do-mcmv\\\/#breadcrumb\"},\"inLanguage\":\"pt-BR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/cbic.org.br\\\/habitacao-interesse-social\\\/en_US\\\/2019\\\/08\\\/09\\\/no-valor-cbic-fala-sobre-expansao-de-credito-e-novo-formato-do-mcmv\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-BR\",\"@id\":\"https:\\\/\\\/cbic.org.br\\\/habitacao-interesse-social\\\/en_US\\\/2019\\\/08\\\/09\\\/no-valor-cbic-fala-sobre-expansao-de-credito-e-novo-formato-do-mcmv\\\/#primaryimage\",\"url\":\"https:\\\/\\\/cbic.org.br\\\/habitacao-interesse-social\\\/wp-content\\\/uploads\\\/sites\\\/30\\\/2019\\\/12\\\/WhatsApp-Image-2019-08-09-at-18.02.11.jpeg\",\"contentUrl\":\"https:\\\/\\\/cbic.org.br\\\/habitacao-interesse-social\\\/wp-content\\\/uploads\\\/sites\\\/30\\\/2019\\\/12\\\/WhatsApp-Image-2019-08-09-at-18.02.11.jpeg\",\"width\":1280,\"height\":853},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/cbic.org.br\\\/habitacao-interesse-social\\\/en_US\\\/2019\\\/08\\\/09\\\/no-valor-cbic-fala-sobre-expansao-de-credito-e-novo-formato-do-mcmv\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/cbic.org.br\\\/habitacao-interesse-social\\\/es_ES\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"No Valor, CBIC analisa expans\u00e3o de cr\u00e9dito e novo formato do MCMV\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/cbic.org.br\\\/habitacao-interesse-social\\\/es_ES\\\/#website\",\"url\":\"https:\\\/\\\/cbic.org.br\\\/habitacao-interesse-social\\\/es_ES\\\/\",\"name\":\"Comiss\u00e3o de Habita\u00e7\u00e3o de Interesse Social\",\"description\":\"CHIS - Comiss\u00e3o de Habita\u00e7\u00e3o de Interesse Social\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/cbic.org.br\\\/habitacao-interesse-social\\\/es_ES\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"pt-BR\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/cbic.org.br\\\/habitacao-interesse-social\\\/es_ES\\\/#\\\/schema\\\/person\\\/47adfbc23fc998584b61d65979bd7e44\",\"name\":\"Gustavo\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-BR\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f424a16cc622dfcca495cc34756573f82160959e68c9068f0cbedb5cece8e593?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f424a16cc622dfcca495cc34756573f82160959e68c9068f0cbedb5cece8e593?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f424a16cc622dfcca495cc34756573f82160959e68c9068f0cbedb5cece8e593?s=96&d=mm&r=g\",\"caption\":\"Gustavo\"},\"sameAs\":[\"https:\\\/\\\/cbic.org.br\"],\"url\":\"https:\\\/\\\/cbic.org.br\\\/habitacao-interesse-social\\\/author\\\/caio-bona\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"No Valor, CBIC analisa expans\u00e3o de cr\u00e9dito e novo formato do MCMV - Comiss\u00e3o de Habita\u00e7\u00e3o de Interesse Social","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/cbic.org.br\/habitacao-interesse-social\/en_US\/2019\/08\/09\/no-valor-cbic-fala-sobre-expansao-de-credito-e-novo-formato-do-mcmv\/","og_locale":"pt_BR","og_type":"article","og_title":"No Valor, CBIC analisa expans\u00e3o de cr\u00e9dito e novo formato do MCMV - Comiss\u00e3o de Habita\u00e7\u00e3o de Interesse Social","og_description":"O jornal Valor Econ\u00f4mico publicou na quinta-feira (8) duas reportagens sobre assuntos extremamente relevantes para o mercado imobili\u00e1rio: expans\u00e3o de cr\u00e9dito e novo formato do programa Minha Casa Minha Vida (MCMV). O presidente da C\u00e2mara Brasileira d...","og_url":"https:\/\/cbic.org.br\/habitacao-interesse-social\/en_US\/2019\/08\/09\/no-valor-cbic-fala-sobre-expansao-de-credito-e-novo-formato-do-mcmv\/","og_site_name":"Comiss\u00e3o de Habita\u00e7\u00e3o de Interesse Social","article_published_time":"2019-08-09T21:06:10+00:00","og_image":[{"width":1280,"height":853,"url":"https:\/\/cbic.org.br\/habitacao-interesse-social\/wp-content\/uploads\/sites\/30\/2019\/12\/WhatsApp-Image-2019-08-09-at-18.02.11.jpeg","type":"image\/jpeg"}],"author":"Gustavo","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"Gustavo","Est. tempo de leitura":"3 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/cbic.org.br\/habitacao-interesse-social\/en_US\/2019\/08\/09\/no-valor-cbic-fala-sobre-expansao-de-credito-e-novo-formato-do-mcmv\/#article","isPartOf":{"@id":"https:\/\/cbic.org.br\/habitacao-interesse-social\/en_US\/2019\/08\/09\/no-valor-cbic-fala-sobre-expansao-de-credito-e-novo-formato-do-mcmv\/"},"author":{"name":"Gustavo","@id":"https:\/\/cbic.org.br\/habitacao-interesse-social\/es_ES\/#\/schema\/person\/47adfbc23fc998584b61d65979bd7e44"},"headline":"No Valor, CBIC analisa expans\u00e3o de cr\u00e9dito e novo formato do MCMV","datePublished":"2019-08-09T21:06:10+00:00","mainEntityOfPage":{"@id":"https:\/\/cbic.org.br\/habitacao-interesse-social\/en_US\/2019\/08\/09\/no-valor-cbic-fala-sobre-expansao-de-credito-e-novo-formato-do-mcmv\/"},"wordCount":658,"commentCount":0,"image":{"@id":"https:\/\/cbic.org.br\/habitacao-interesse-social\/en_US\/2019\/08\/09\/no-valor-cbic-fala-sobre-expansao-de-credito-e-novo-formato-do-mcmv\/#primaryimage"},"thumbnailUrl":"https:\/\/cbic.org.br\/habitacao-interesse-social\/wp-content\/uploads\/sites\/30\/2019\/12\/WhatsApp-Image-2019-08-09-at-18.02.11.jpeg","keywords":["CII","Comiss\u00e3o da Ind\u00fastria Imobili\u00e1ria","Comiss\u00e3o de Habita\u00e7\u00e3o de Interesse Social","FGTS","MCMV","Minha Casa Minha Vida"],"articleSection":["Ag\u00eancia CBIC","Habita\u00e7\u00e3o de Interesse Social","Ind\u00fastria Imobili\u00e1ria"],"inLanguage":"pt-BR","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/cbic.org.br\/habitacao-interesse-social\/en_US\/2019\/08\/09\/no-valor-cbic-fala-sobre-expansao-de-credito-e-novo-formato-do-mcmv\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/cbic.org.br\/habitacao-interesse-social\/en_US\/2019\/08\/09\/no-valor-cbic-fala-sobre-expansao-de-credito-e-novo-formato-do-mcmv\/","url":"https:\/\/cbic.org.br\/habitacao-interesse-social\/en_US\/2019\/08\/09\/no-valor-cbic-fala-sobre-expansao-de-credito-e-novo-formato-do-mcmv\/","name":"No Valor, CBIC analisa expans\u00e3o de cr\u00e9dito e novo formato do MCMV - Comiss\u00e3o de Habita\u00e7\u00e3o de Interesse Social","isPartOf":{"@id":"https:\/\/cbic.org.br\/habitacao-interesse-social\/es_ES\/#website"},"primaryImageOfPage":{"@id":"https:\/\/cbic.org.br\/habitacao-interesse-social\/en_US\/2019\/08\/09\/no-valor-cbic-fala-sobre-expansao-de-credito-e-novo-formato-do-mcmv\/#primaryimage"},"image":{"@id":"https:\/\/cbic.org.br\/habitacao-interesse-social\/en_US\/2019\/08\/09\/no-valor-cbic-fala-sobre-expansao-de-credito-e-novo-formato-do-mcmv\/#primaryimage"},"thumbnailUrl":"https:\/\/cbic.org.br\/habitacao-interesse-social\/wp-content\/uploads\/sites\/30\/2019\/12\/WhatsApp-Image-2019-08-09-at-18.02.11.jpeg","datePublished":"2019-08-09T21:06:10+00:00","author":{"@id":"https:\/\/cbic.org.br\/habitacao-interesse-social\/es_ES\/#\/schema\/person\/47adfbc23fc998584b61d65979bd7e44"},"breadcrumb":{"@id":"https:\/\/cbic.org.br\/habitacao-interesse-social\/en_US\/2019\/08\/09\/no-valor-cbic-fala-sobre-expansao-de-credito-e-novo-formato-do-mcmv\/#breadcrumb"},"inLanguage":"pt-BR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/cbic.org.br\/habitacao-interesse-social\/en_US\/2019\/08\/09\/no-valor-cbic-fala-sobre-expansao-de-credito-e-novo-formato-do-mcmv\/"]}]},{"@type":"ImageObject","inLanguage":"pt-BR","@id":"https:\/\/cbic.org.br\/habitacao-interesse-social\/en_US\/2019\/08\/09\/no-valor-cbic-fala-sobre-expansao-de-credito-e-novo-formato-do-mcmv\/#primaryimage","url":"https:\/\/cbic.org.br\/habitacao-interesse-social\/wp-content\/uploads\/sites\/30\/2019\/12\/WhatsApp-Image-2019-08-09-at-18.02.11.jpeg","contentUrl":"https:\/\/cbic.org.br\/habitacao-interesse-social\/wp-content\/uploads\/sites\/30\/2019\/12\/WhatsApp-Image-2019-08-09-at-18.02.11.jpeg","width":1280,"height":853},{"@type":"BreadcrumbList","@id":"https:\/\/cbic.org.br\/habitacao-interesse-social\/en_US\/2019\/08\/09\/no-valor-cbic-fala-sobre-expansao-de-credito-e-novo-formato-do-mcmv\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/cbic.org.br\/habitacao-interesse-social\/es_ES\/"},{"@type":"ListItem","position":2,"name":"No Valor, CBIC analisa expans\u00e3o de cr\u00e9dito e novo formato do MCMV"}]},{"@type":"WebSite","@id":"https:\/\/cbic.org.br\/habitacao-interesse-social\/es_ES\/#website","url":"https:\/\/cbic.org.br\/habitacao-interesse-social\/es_ES\/","name":"Comiss\u00e3o de Habita\u00e7\u00e3o de Interesse Social","description":"CHIS - Comiss\u00e3o de Habita\u00e7\u00e3o de Interesse Social","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/cbic.org.br\/habitacao-interesse-social\/es_ES\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"pt-BR"},{"@type":"Person","@id":"https:\/\/cbic.org.br\/habitacao-interesse-social\/es_ES\/#\/schema\/person\/47adfbc23fc998584b61d65979bd7e44","name":"Gustavo","image":{"@type":"ImageObject","inLanguage":"pt-BR","@id":"https:\/\/secure.gravatar.com\/avatar\/f424a16cc622dfcca495cc34756573f82160959e68c9068f0cbedb5cece8e593?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f424a16cc622dfcca495cc34756573f82160959e68c9068f0cbedb5cece8e593?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/f424a16cc622dfcca495cc34756573f82160959e68c9068f0cbedb5cece8e593?s=96&d=mm&r=g","caption":"Gustavo"},"sameAs":["https:\/\/cbic.org.br"],"url":"https:\/\/cbic.org.br\/habitacao-interesse-social\/author\/caio-bona\/"}]}},"_links":{"self":[{"href":"https:\/\/cbic.org.br\/habitacao-interesse-social\/wp-json\/wp\/v2\/posts\/57","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cbic.org.br\/habitacao-interesse-social\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cbic.org.br\/habitacao-interesse-social\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cbic.org.br\/habitacao-interesse-social\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/cbic.org.br\/habitacao-interesse-social\/wp-json\/wp\/v2\/comments?post=57"}],"version-history":[{"count":0,"href":"https:\/\/cbic.org.br\/habitacao-interesse-social\/wp-json\/wp\/v2\/posts\/57\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cbic.org.br\/habitacao-interesse-social\/wp-json\/wp\/v2\/media\/58"}],"wp:attachment":[{"href":"https:\/\/cbic.org.br\/habitacao-interesse-social\/wp-json\/wp\/v2\/media?parent=57"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cbic.org.br\/habitacao-interesse-social\/wp-json\/wp\/v2\/categories?post=57"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cbic.org.br\/habitacao-interesse-social\/wp-json\/wp\/v2\/tags?post=57"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}